HSBC Platinum MasterCard with Cash or Fly Rewards Reviews

HSBC Platinum MasterCard® with Cash or Fly Rewards Review

HSBC Platinum MasterCard® with Cash or Fly Rewards

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issued by HSBC
Rating:

Best Features: No annual fee; 0% apr for balance transfers for 12 months; Earn unlimited points or cash rebates; Choose either cash rebates or free airline tickets

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Go anywhere, anytime, on just about any airline. Instead of rules and regulations that prevent you from going where you want, when you want, the HSBC Platinum MasterCard® with Cash or Fly Rewards offers true freedom of movement.

The HSBC Platinum MasterCard® with Cash or Fly Rewards is designed to those who want the flexibility of earning either cash back or airline rewards. This card offers the cardholder a choice of either redeeming points for miles or cash rebates. Moreover, unlike many reward or cash back credit cards, you can earn unlimited points and rebates.

Through this reward program, cardholders can earn 1 point for every dollar you spend on purchases. You can redeem points for either cash rebates or a free airline ticket. Best of all, you can earn unlimited points or cash rebates. There are also no blackout dates for airline tickets though you have to book them at least 21 days in advance.

Key Features:

HSBC Platinum MasterCard® with Cash or Fly Rewards

Earn one point for every dollar of net retail purchases, everywhere you shop
Redeem points for roundtrip airfare with no blackout dates with as little as 7,500 points
Or redeem points for 1% cashback
Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualifying applicants*
No annual fee, for qualifying applicants*
Terms and Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 Months*	as low as 8.99%*	None*	Yes*	Good Credit*

This card has no annual fee. The APR is as low as 11.49% depending on your credit worthiness. You also get a 0% introductory APR offer on your balance transfers for 12 months from the date of account opening. You can transfer up to 3 balances. The average daily balance method (including new purchase) is used to calculate monthly balances.

The HSBC Platinum Credit Card with Cash or Fly Rewards let’s you earn points you can redeem for roundtrip airfare or for cash back. Earn an unlimited number of points – one per $1 spent – with no earnings cap or point expiration. Then with as few as 7,500 points you can redeem for travel anywhere, anytime, on any airline with no blackout dates or seat restrictions to worry about or turn your points into unlimited 1% cash back. Plus, enjoy a 0% introductory APR on balance transfers for a full 12 months, with no annual fee.