Browse the internet and you’ll discover many different travel rewards credit cards from which to choose. Even so, the way you get rewarded will generally depend on the credit card you pick and precisely how you use it. Read the following tips which are particularly intended for owners of travel rewards credit cards.
Seriously consider if it’s for you. Indeed, a credit card with airline miles rewards is thrilling but does it really suit your needs? The fact remains that getting a free trip might require a substantial amount of credit card purchases as well. Be aware that each point you gain will be comparable to airline miles.
Hence, if you are not a regular spender, it could take you years to get that “free flight”. Take note that some airline rewards credit cards enforce blackout dates so if you fail to collect enough points on time, all the points you’ve earned would be wasted.
Be realistic. If you are not much of a credit card spender, maybe you can consider other types of reward programs that don’t call for as many points as a travel reward credit card does. Rather than get an airline credit card, you can apply for a gas rebate or a cash back credit card.
Plan out your charges. If you’re going on a trip, make sure you plan all the costs you will charge to your travel rewards credit card in order to maximize your points. For example, you could possibly get double points if you fly with the sponsor carrier or if you buy your ticket from an affiliate travel agency.
Which hotels and car rental services are affiliated with your credit card company? Which shops or diners offer discounts for exclusive credit card owners like you? Purchasing from affiliate merchants can get you extra points and savings too.
Charge monthly bills to your card. You can also get rewarded by paying your recurring bills such as telephone, cable, internet, electricity or magazine subscription bills through your credit card. Since you’ll pay for these bills in cash anyway, using your credit card is a smart strategy.
Then again, you should be cautious when using this tactic. Make sure that you use your cash to pay back your reward credit card straight away to avoid the interest rate costs. If you can, submit your payment on the same day you charged those bills to your credit card. If not, you could end up paying much more due to the additional APR and late penalty charges.
Enjoy your privileges. Make sure that you are aware of your privileges as a member of the credit card’s reward program. Many Issuers offer special benefits and savings for their travel reward credit cardholders.
For example, you may get snacks, drinks and freebies from the Lounge area at airports and hotels. Does your travel reward credit card offer travel insurance or car rental insurance benefits? You can even get reduced prices at selected establishments. Remember to review your credit card’s reward program ever so often, especially before going on a trip.
Ann Wilson is the head writer of Reward Credit Card Site. This resource provides consumers with valuable reviews and information on the best credit card reward programs. Its main objective is to help people to take advantage of credit card rewards and start earning reward points. Copyright © 2008
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