One of the most popular reward credit cards are travel reward cards. Generally, travel reward card members gain points each time they use their credit card to purchase airline tickets, to pay for their hotel accommodations, for going on a cruise, for renting cars and of course, when purchasing items from affiliate merchants. These points are collected until the minimum number of points is reached that qualifies the card holder for a free travel.
Usually, the reward is redeemed from an affiliate airline. Travel reward cards often have partnerships with more than just one airline. When choosing a card, it is best to pick the one that has affiliates with the airline that you prefer to fly with.
Aside from free travel tickets, those who have collected enough points can also enjoy discounted rates from hotels, and car rentals as well gift certificates, freebies and special privileges that are exclusive only for card holders.
The terms and conditions about collecting points and claiming the rewards earned differ depending on the credit card issuer. Most travel reward credit cards give more point values on spending made from travel-related expenses especially if these expenses were made from affiliate merchants. However, some travel reward credit cards also give at least one point for general purchases made on the card. As a welcome gift, most travel reward credit cards give an instant bonus points for its card members when they make their first purchase.
It is not a secret that in order to get a free travel ticket, a huge number of points is needed which also means a higher amount of credit card spending. For some credit card holders, it may take them more than a year before they can be able to gather enough points, while for others, at least 2 years or even more is needed to accumulate points. For this reason, a travel rewards credit card is not recommended for people who only use their credit card for personal expenses. For those who travel a lot, a travel reward card can be really rewarding since earning points will be easy if you’re going to use your credit card on your travels. Obviously, if you’re a frequent traveler, you can conveniently get a free travel ticket in just less than a year of using the card.
Today, there are many different types of travel reward credit cards to choose from. If you really think that you can collect the required points to get a free travel without spending more than what you can afford, then a travel reward credit card can give you the opportunity to travel at no cost.
However, when choosing credit cards do not just focus on the best features offered. Instead, take the time to understand all the terms and conditions that apply to each travel reward card you’re considering. Understand exactly how points are given, the interest rates you’ll be paying especially after an introductory offer, how points are redeemed, if there are any restrictions on the use of the card, and every detail that is included in the agreement.