Points Rewards Credit Cards

Helpful Pointers:

If you want to take advantage of the best credit card offers when you apply for credit card, then you need to make sure that you know the rules of the game. Knowing which purchases will give you more rewards can help you realize where you need to make your purchases and how you can save money.

When you first apply for credit card, you are going to have a number of different options available to you from different companies. Different credit card providers will try to tell you that they have the best credit card offers, but the best offers really vary from person to person. Here are some tips to remember while you are trying to get the most out of your rewards program:

  • Stick with affiliated shops and stores as often as possible.
  • Try to find a card that helps you save on gas.
  • Make sure you meet all of the qualifications for the rewards points.
  • If you have more than one rewards card, make sure to use different cards at different locations.
  • Be patient and ready to learn over a long period of time.

Read the full article entitled: How to Earn More Points With Your Reward Credit Cards

good-credit-card-rewards.gifHere are the Best Points Rewards Credit Cards.

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Cards are NOT AVAILABLE at this time but here are some ALTERNATIVE

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USAA World MasterCard® credit card
  • Variable rates as low as 9.9% APR on purchases, balance transfers and cash advances.*
  • Get 2,500 rewards bonus points credited to your account after your first purchase.*
  • Earn one point for every dollar in credit card purchases with no cap or expiration date on points.*
  • Earn points toward air travel with no blackout dates, brand-name merchandise, gift certificates, cash or charitable donations.

USAA Rewards™ American Express® card
  • Choose between 2X points or up to 2.25% cash back on gas and groceries.
  • Earn one point for every dollar on all other purchases.
  • Get 2,500 rewards bonus points credited to your account after your first purchase.*
  • Earn up to 2.25% cash back on gas and grocery purchases.

* See the online reward credit cards application for details about terms and conditions of reward programs and offers.

Helpful Pointers:

After spending time comparing reward credit cards, you have finally made a choice and submitted your application. Now that you’re approved, it’s time to plan your strategy to enjoy the best benefits. Listed below are tips on how to use your reward credit card and manage your points effectively.

  • On Collecting Reward Points. Credit card companies reward their cardholders in different ways. Some reward credit cards give 1 point for every dollar spent while others give double points or more, depending on the type of purchase made. Some credit cards are sponsored by specific merchants but only grant reward from selected purchases. Meanwhile, credit cards that are sponsored by banks do give points from general purchases.
  • On Redeeming Reward Points. The rules of redemption also vary from one reward credit card to another. Typically, the reward cardholder will have access to the credit card’s reward program website so points can be monitored online. When you’re ready to redeem the points, you may have several options, depending on your reward credit card.

Read the full article entitled: Tips on Using Your Credit Card Reward Points