issued by American Express®
Rating:

Best Feature: Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
Other Features: Points expire if the account is not active within a one-year period.

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The Starwood Preferred Guest® Credit Card from American Express® is designed for those with good credit who often stays at Starwood hotels and resorts and arrange to take advantage of the various rewards program services and benefits that are offered.

In reference to the credit card reward program, earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners. Cardholders also earn one additional point per $1 spent on qualified purchases through their membership in the Starwood Preferred Guest® loyalty program. Cardholders also earn up to 25,000 bonus points after their first purchase, enough for up to 6 free nights at a category 1 or 2 hotel. Points do not expire as long as the account is active within a one-year period. Points can be redeemed for various travel services, such as free hotel stays and airline travel.

Key Features:

Starwood Preferred Guest® Credit Card
	Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel. Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates No annual fee for the first year and $45 thereafter Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners Express Approval. Get a decision in less than 60 seconds. Terms and Conditions
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 2.90%* 6 Months* 13.24% 1st Year None; $45 Thereafter* Yes* Excellent Credit*

The most remarkable reward program feature is the fact that cardholders can transfer earned points to a variety of frequent flyer programs.

Aside from the reward program, the card does offer a various benefits such as auto rental insurance, travel accident insurance, discounts via the Offer Zone, and variety of fraud protection services (see Card Terms and Conditions for all benefits available).

Unique Benefits:

• Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
• Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
• Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
• Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners

The interest rate for purchases is considered above average (for a reward card). There is also a low introductory rate for purchases and balance transfers for the first six months.

To sum up, those who can afford to pay in full each month after the introductory rate expires in order to avoid finance charges, frequently stay at Starwood hotels and resorts to earn points, and can accumulate enough points for a free hotel stay or other travel-related service within a two-year period will benefit most from what the Starwood Preferred Guest® Credit Card from American Express® has to offer. Exclusive shopping and travel rewards. Apply now for Starwood Preferred Guest® Credit Card from American Express®.

Apply Now For Your Starwood Preferred Guest® Credit Card

* See the online reward credit cards application for details about terms and conditions of reward programs and offers.