issued by American Express®
Rating:

Best Feature: Additional points offered to those who stay at Starwood hotels and resorts; bonus points; annual fee is waived for first year.
Other Features: Points expire if the account is not active within a one-year period.

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The Starwood Preferred Guest® Credit Card from American Express® is designed for those with good credit who often stays at Starwood hotels and resorts and arrange to take advantage of the various rewards program services and benefits that are offered.

In reference to the credit card reward program, one point is earned for every dollar spent on the card and double points are earned at participating Starwood retail and properties outlets. Cardholders also earn one additional point per $1 spent on qualified purchases through their membership in the Starwood Preferred Guest® loyalty program. Cardholders also earn 10,000 bonus points after their first purchase, which is enough for up to three free nights and 15,000 Bonus Starpoints® after spending $15,000 In 6 months. Points do not expire as long as the account is active within a one-year period. Points can be redeemed for various travel services, such as free hotel stays and airline travel.

Key Features:

Starwood Preferred Guest® Credit Card
	Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights! Earn 15,000 bonus Starpoints® after you spend $15,000 in 6 months Winner “Best Affinity Credit Card” at the 19th Annual Freddie Awards — voted on by frequent travelers Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries Transfer Starpoints® almost always on a 1:1 basis to the frequent flyer programs of over 30 major airlines Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners No annual fee for the first year and $45 thereafter Express Approval. Get a decision in less than 60 seconds Terms and Conditions
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 2.90%* 6 Months* 13.99%* 1st Year None; $45 Thereafter* Yes* Excellent Credit*

The most remarkable reward program feature is the fact that cardholders can transfer earned points to a variety of frequent flyer programs.

Aside from the reward program, the card does offer a various benefits such as auto rental insurance, travel accident insurance, discounts via the Offer Zone, and variety of fraud protection services (see Card Terms and Conditions for all benefits available).

Unique Benefits:

• Starpoints® can be redeemed for free nights at hotels
• Welcome bonus of 10,000 Starpoints® with first purchase
• Starpoints® are earned for every eligible dollar spent
• Transfer Starpoints® for Award flights on over 30 major airlines

The interest rate for purchases is considered above average (for a reward card). There is also a low introductory rate for purchases and balance transfers for the first six months.

To sum up, those who can afford to pay in full each month after the introductory rate expires in order to avoid finance charges, frequently stay at Starwood hotels and resorts to earn points, and can accumulate enough points for a free hotel stay or other travel-related service within a two-year period will benefit most from what the Starwood Preferred Guest® Credit Card from American Express® has to offer. Exclusive shopping and travel rewards. Apply now for Starwood Preferred Guest® Credit Card from American Express®.

Apply Now For Your Starwood Preferred Guest® Credit Card

* See the online reward credit cards application for details about terms and conditions of reward programs and offers.