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Hotel Reward Credit Cards

Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
2.90%*	6 Months*	13.24%	1^st Year Free, then $45*	Yes*	Excellent Credit*

Earn 1 Starpoint for every CND $2 spent on all your eligible purchases*
No Annual Fee
Activation Bonus* - 5,000 Starpoints® after your first purchase on the card
Starwood Hotel Stay Bonus* — 5,000 Starpoints the first time you charge a stay at any participating Starwood hotel or resort to your Starwood Preferred Guest MasterCard
Annual Bonuses* - 5,000 Starpoints for every $10,000 you spend (up to 15,000 Starpoints each year)
19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Online access to your credit card account
Around-the-clock fraud protection
Unparalleled 24-hour Customer service

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
n/a*	n/a*	19.99%*	None*	1%*	Good Credit*

Variable Rate APR ranging from Prime + 4% thru Prime + 6%
Cash Advance Variable Rate APR ranging from Prime + 8% thru Prime + 10%
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
No annual membership fee
0% Introductory APR on balance transfers for your first 6 billing cycles.
Applies to balance transfers processed within three months of your account open date. No transaction fee for balance transfers
25 day grace period
Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	6 Months	As low as 7.25%*	$0	n/a*	Good Credit*

Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.
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Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	13.24%*	$150 per year; or $95 if you are a qualified American Express Cardmember*	Yes*	Excellent Credit*