Good Credit Card with Reward Credit Card Programs


The following offers are from our sponsors

good-credit-card-rewards.gifThe following are Good Credit Cards for good credit people. Compare offers side by side and apply online for the card that is right for you. Apply for the Good Credit Card reward program of your choice by completing a secure online application.

Simmons Bank Visa® Platinum

    The Simmons Bank Visa® Platinum card has a low 7.25% variable standard purchase APR and platinum benefits. There is no annual fee and most importantly, no balance transfer fees which is a rarity nowadays.
  • Excellent Credit Required – Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
Simmons Bank Visa® Platinum Rewards

  • Excellent Credit Required – Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards – cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
USAA World MasterCard® credit card
  • Variable rates as low as 9.9% APR on purchases, balance transfers and cash advances.*
  • Get 2,500 rewards bonus points credited to your account after your first purchase.*
  • Earn one point for every dollar in credit card purchases with no cap or expiration date on points.*
  • Earn points toward air travel with no blackout dates, brand-name merchandise, gift certificates, cash or charitable donations.

 

USAA Rewards™ American Express® card
USAA Rewards™ American Express®

  • Choose between 2X points or up to 2.25% cash back on gas and groceries.
  • Earn one point for every dollar on all other purchases.
  • Get 2,500 rewards bonus points credited to your account after your first purchase.*
  • Earn up to 2.25% cash back on gas and grocery purchases.
  • Earn points toward air travel with no blackout dates, brand-name merchandise, gift cards and more.
  • Read Full Review>>

* See the online reward credit cards application for details about terms and conditions of reward programs and offers.

Helpful Pointers:

Do you plan to apply for a reward credit card? We have listed down reminders that you need to be aware of, especially if you want to use a credit card with rewards in making purchases and in paying your monthly bills and other expenses.

Four Reminders on Managing Reward Credit Cards.

  • It is not rewarding to carry a balance on a reward credit card from month to month. Credit cards with rewards normally impose higher interest rates than regular, non-reward card programs.
  • Understand what the term “up to” actually means. Most reward card programs advertise “up to 5% cash back incentives”. However, the term “up to” actually means less than or almost.
  • Frequent flier miles are beneficial reward programs only to those who regularly charge their purchases and expenses on their cards. Keep in mind that each point you earn is converted into mileage.
  • Rewards and points do expire. Most credit card rewards lose their value if you fail to redeem them before their designated expiration dates.

 

Read the full article entitled: Important Reminders on Using Reward Credit Cards