GM Flexible Earnings Card Reviews - The GM Flexible Earnings Card - GM Flexible Earning Card

GM Flexible Earnings Card

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issued by HSBC

Rating:

Best Features: No annual fee; Unlimited cash back; Reasonable APR for purchases; High 3% rebate toward eligible, new GM vehicles.
Others: Minimum APR caps for all transactions.

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The GM Flexible Earnings is perfect for those who wish to have great savings on purchasing or leasing a new GM truck, car or SUV. With this credit card., consumers can earn rebates for th purchase or lease on non-GM vehicle. Here’s the good news. The amount of rebates has no limit. However if the rebates are unused, they will expire after seven years. Among the benefits of this card are low introductory interest rate for the first twelve months and no annual charges. You also get triple earnings toward a brand new GM vehicle. Other benefits that you can enjoy include zero liability for unauthorized transactions as well as online account management for you to keep track of your account.

This credit card gives you three different options on how you can redeem your rebates. You can enjoy triple earnings and get a rebate of 3% toward the lease or purchase of a new GM car, truck, or SUV, you can get a rebate of 1% when you make a purchase of any other brand new vehicle; or receive a cash rebate of 1% in increments of $100. The good news is that there’s no limit for the amount of cash rebates. But you have to remember that there are different redemption limits for the rebate of 3% that can be redeemed when purchasing or leasing GM vehicles. This varies depending on the model of the vehicle. It is expected that the rebates will expire after seven years.

Key Features:

GM Flexible Earnings

0% introductory APR for 12 months (on balance transfers)
A full 1% cash back option
A full 1% earnings toward any other new vehicle
Triple your earnings to 3% toward an eligible, new GM vehicle
No annual fee
Terms and Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 Months*	14.24%*	None*	Yes*	Good Credit*

Very reasonable interest rates are offered for those who will qualify. However, you must remember that all transactions come with minimum APR caps. This is the reason why even if the APR falls, the interest rates don’t go below the minimum caps. But the good thing about this card is that there’s no annual fee. Also, you get the chance to enjoy a 0% introductory rate for balance transfers for the frist 12 months.

Other benefits of the card include: zero liability for unauthorized transactions, online services and lost and stolen card reporting.

Take advantage of the amazing benefits that GM Flexible Earnings card has to offer. If you have plans of purchasing or leasing a new GM vehicle, this is the most suitable card for you.