Are Gas Reward Credit Cards Really Rewarding?

One of the most common types of reward credit card is the gas reward credit card. Are they really rewarding? What makes them different from other reward credit cards is that the holder can earn rebates or points from gas stations. This does not only include gasoline purchases but car maintenance and services as well. If you own a car, surely you understand how costly it can get to keep your car in good condition.

With a gas reward credit card you can save a great deal on your car maintenance expenses as well as on your daily or weekly gas purchases. For instance, the Discover® Open Road Card offers 5% rebate on both gas purchases and auto maintenance. If you spend a lot on your car expenses in a month, imagine how much you can save with a 5% rebate from your total monthly budget. It also comes with no annual fee and a 0% introductory APR for a lengthy period of 12 months.

Another great gas reward card is the BP Visa® Rewards Card from Chase. It gives card holders 5% rebate on gas purchases, 2% rebate on selected establishments and 1% for general purchases. It does not have an annual fee and offers a 0% introductory APR for both purchases and balance transfers for six months.

The Discover® Open Road Card and the BP Visa® Rewards Card are also great choices. For both these gas reward cards, the APR stays at a reasonable rate even after introductory period ends. Now, that’s a very important factor to consider. Some reward credit cards may impose high interest rates after the introductory offer ends. Furthermore, you don’t have to worry about paying an annual fee which can also be a major cost in other reward cards.

Aside from these two gas reward credit cards, you have many choices. Take your time in studying the different deals that various gas reward cards offer. When comparing credit cards, always read the complete terms and conditions of each one. This can be found from the credit card’s online application page. Before you make your final choice, make sure that you are aware of all your rights and obligations as a credit card holder.

See to it that the gas reward credit card you’ll choose allows you to earn points from your favorite gas stations. If your current gas station is not affiliated with your reward card, then you’ll have to go out of your way and refuel with another affiliated station just to earn points. Avoid such hassles by understanding the rules of the reward program.

It will be to your advantage if you have an excellent credit status when applying for a gas credit card or any type of credit card for that matter. You’ll be easily granted an approval and you’ll get better deals as well.

Truly, if you spend a lot on your car expenses why not consider obtaining a gas reward credit card and earn something back from your spending? If you make the right decision in choosing the gas reward card that suits your needs, then undoubtedly, you will be rewarded.

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Author: Ann Wilson

Ann Wilson is the head writer of This resource provides consumers with valuable reviews and information on the best credit card reward programs. Its main objective is to help people to take advantage of reward credit cards and start earning reward points. Copyright © 2012

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