issued by Discover
Rating:

Best Features: Bonus miles; 0% introductory rate; travel reward program
Other: Uses “Two Cycles Average Daily Balance” method when determining finance charges.

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The Miles by Discover® Card allows you to promote a low introductory offer where the consumer can earn 1 mile for every dollar they spend. This program performs best when marketed to individuals with good to excellent credit.

The Miles by Discover® Card is intended for those consumers with very good credit who plan to take advantage of the travel rewards program.

This card has a 0% introductory rate on purchases and balance transfers for six months with no annual fee. The APR for this card is average low, even though it is significant to note that only higher qualifying applicants will receive the lowest rate available.

Key Features:

Cardholders can earn double miles on up to $3,000 in travel and restaurant purchases. And, one mile for every dollar spent on general purchases. Earned miles can be redeemed for airfare or reduced airfare on most major US - based airlines with no blackout dates. Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 1,000 Miles. There is a maximum of 60,000 miles that may be accumulated per year, but miles will not expire as long as the account is active within a 36-month period.

Reward Credit Card Programs include:

• A Miles card with no annual fee!
• No blackout dates
• Double Miles on food and travel, up to $3,000 each year
• 1 Mile for every $1 you spend
• Unlimited Miles while your account is active
• 0% Intro APR*

Additional Benefits

• No annual fee
• Online Account Access
• Online Bill Payment

The card also offers platinum benefits that include auto rental insurance, up to $500,000 in travel accident insurance, and various Internet account related services. Finance charges applied use the “Two Cycles Average Daily Balance” method, which is a more costly method in applying finance charges for those who occasionally carry a balance as compared to the “Average Daily Balance” method used by most card issuers.

Protection Benefits

Complete fraud protection for your peace of mind

• $0 Fraud Liability Guarantee
• Advanced fraud early warning alerts
• Secure online account numbers
• Fraud specialists dedicated to helping you 24/7

To sum up, those who plan to take advantage of the introductory rate and the travel rewards program will benefit most from what the Miles by Discover® Card has to offer.

Apply Now For Your Miles by Discover® Card



* See the online reward credit cards application for details about terms and conditions of reward programs and offers.